The Buying Process

ready to buy a home?

“With my knowledge and dedication,
getting exactly what you want is easy.”

I know that purchasing Real Estate; whether a home, vacant land, or cottage is a huge step and an even bigger investment. So don’t settle for second-best — with my knowledge and dedication by your side, getting exactly what you want is easy.

The first step in making the move to purchasing begins with a short consultation to point you in the right direction for finance approval and determining a budget. There are also many incentive programs offered to buyers that you may not be aware of, and they could save you money. It is also important to know how much liquid cash is needed to close a deal. We will discuss the cost of home inspection, land transfer tax, deposit, down payment, and solicitor fees. Once we have the financial side of things ironed out we begin the search.

The search may take as little time as a weekend, but may also take as long as a few months. Once we have found you the perfect property it is time to prepare your offer. With strategic negotiating and local knowledge of the market I strive to get you the best deal possible on your investment while making the experience easy and pleasant.

Once you have an accepted offer, part of what makes the experience so easy, is I can submit all of the deal files directly to your lender and solicitor on your behalf ensuring timely responses and actions are taken. This is also when the timeline starts to confirm financing, conduct the home inspections, and meet any other conditions that are in the contract. Some other conditions that you may need could be related to environmental, waterways, insurance or a combination of many others.

Now that the conditions are all fulfilled, it is time to prepare to close. As closing day approaches, we initiate a plan to contact the local services and utilities to the property to set up your new accounts or transfer existing ones. On closing day with some final signatures at the lawyer’s office, you have taken possession of your new home or cottage in beautiful Muskoka.